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LanghamP

It's your moral obligation to make a quick $125.

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Go claim your $125 from Equifax. Right now. Even if $125 isn’t a sum of money that matters to you, even if you don’t feel you were really directly affected by the breach. Even if the prospect of filling out a relatively brief online form fills you with more dread than the theft of all your personal data.

Consider it a part of your civic duty: driving up the costs of data breaches for corporations so they have an incentive to invest more heavily in security. The payouts to individuals are part of the $575 to $700 million settlement that Equifax reached with the Federal Trade Commission, the Consumer Financial Protection Bureau, and 48 states. (Indiana and Massachusetts are still pursuing their own lawsuits against Equifax.)

https://slate.com/technology/2019/07/equifax-settlement-money-how-to-claim.html?via=homepage_taps_top

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You have to attest to having a credit-monitoring service already.  What the ... ?  That comes up under the Option 2 as a "field required."  I dunno what to put here ... help?


 

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FYI followed procedures and never heard a word.

 

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5 hours ago, Dingfelder said:

FYI followed procedures and never heard a word.

 

Unfortunately, or more likely by design, "they" changed the terms so you only get credit with monitoring services. That is, the same companies that collect your data now allow you to access your own (usually incorrect) data for free for six months.

According to our records, you filed a claim for alternative compensation of up to $125 in connection with the Equifax data breach settlement and certified on the claim form that you had some form of credit monitoring or protection in place and will continue to have the credit monitoring in place for a minimum of six months from the date of your claim filing.

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Hmm I've never received such a message or asserted anything of the kind.

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Posted (edited)

If you're in the US, enable a credit freeze!

https://en.wikipedia.org/wiki/Credit_freeze

If you need to ever use your credit, you can always unfreeze it. :)

Debit cards give you exactly the same fraud-preventing guarantees as credit cards.

 

Unfortunately, there is no credit freeze here in Poland. There are some half-hearted similar things, but nothing official. Otherwise I'd enable a credit freeze on myself years ago.

Edited by atdlzpae

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