LanghamP Posted July 26, 2019 Share Posted July 26, 2019 Go claim your $125 from Equifax. Right now. Even if $125 isn’t a sum of money that matters to you, even if you don’t feel you were really directly affected by the breach. Even if the prospect of filling out a relatively brief online form fills you with more dread than the theft of all your personal data. Consider it a part of your civic duty: driving up the costs of data breaches for corporations so they have an incentive to invest more heavily in security. The payouts to individuals are part of the $575 to $700 million settlement that Equifax reached with the Federal Trade Commission, the Consumer Financial Protection Bureau, and 48 states. (Indiana and Massachusetts are still pursuing their own lawsuits against Equifax.) https://slate.com/technology/2019/07/equifax-settlement-money-how-to-claim.html?via=homepage_taps_top 1 Quote Link to comment Share on other sites More sharing options...
Dingfelder Posted August 20, 2019 Share Posted August 20, 2019 You have to attest to having a credit-monitoring service already. What the ... ? That comes up under the Option 2 as a "field required." I dunno what to put here ... help? Quote Link to comment Share on other sites More sharing options...
Dingfelder Posted September 23, 2019 Share Posted September 23, 2019 FYI followed procedures and never heard a word. Quote Link to comment Share on other sites More sharing options...
LanghamP Posted September 23, 2019 Author Share Posted September 23, 2019 5 hours ago, Dingfelder said: FYI followed procedures and never heard a word. Unfortunately, or more likely by design, "they" changed the terms so you only get credit with monitoring services. That is, the same companies that collect your data now allow you to access your own (usually incorrect) data for free for six months. According to our records, you filed a claim for alternative compensation of up to $125 in connection with the Equifax data breach settlement and certified on the claim form that you had some form of credit monitoring or protection in place and will continue to have the credit monitoring in place for a minimum of six months from the date of your claim filing. Quote Link to comment Share on other sites More sharing options...
Dingfelder Posted October 7, 2019 Share Posted October 7, 2019 Hmm I've never received such a message or asserted anything of the kind. Quote Link to comment Share on other sites More sharing options...
atdlzpae Posted October 7, 2019 Share Posted October 7, 2019 (edited) If you're in the US, enable a credit freeze! https://en.wikipedia.org/wiki/Credit_freeze If you need to ever use your credit, you can always unfreeze it. Debit cards give you exactly the same fraud-preventing guarantees as credit cards. Unfortunately, there is no credit freeze here in Poland. There are some half-hearted similar things, but nothing official. Otherwise I'd enable a credit freeze on myself years ago. Edited October 7, 2019 by atdlzpae Quote Link to comment Share on other sites More sharing options...
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